File:Borrowing Under a Securitization Structure zh-hant.svg

原始檔案 (SVG 檔案,表面大小:606 × 526 像素,檔案大小:29 KB)


摘要

描述
English: Borrowing Under a Securitization Structure

Issuer - A bankruptcy-remote special purpose entity (SPE) formed to facilitate a securitization and to issue securities to investors. Lender - An entity that underwrites and funds loans that are eventually sold to the SPE for inclusion in the securitization. Lenders are compensated by cash for the purchase of the loan and by fees. In some cases, the lender might contract with mortgage brokers. Lenders can be banks or non-banks. Mortgage Broker - Acts as a facilitator between a borrower and the lender. The mortgage broker receives fee income upon the loan's closing. Servicer- The entity responsible for collecting loan payments from borrowers and for remitting these payments to the issuer for distribution to the investors. The servicer is typically compensated with fees based on the volume of loans serviced. The servicer is generally obligated to maximize the payments from the borrowers to the issuer, and is responsible for handling delinquent loans and foreclosures. Investors - The purchasers of the various securities issued by a securitization. Investors provide funding for the loans and assume varying degrees of credit risk, based on the terms of the securities they purchase. Rating Agency - Assigns initial ratings to the various securities issued by the issuer and updates these ratings based on subsequent performance and perceived risk. Rating agency criteria influence the initial structure of the securities. Trustee - A third party appointed to represent the investors' interests in a securitization. The trustee ensures that the securitization operates as set forth in the securitization documents, which may include determinations about the servicer's compliance with established servicing criteria. Underwriter - Administers the issuance of the securities to investors.

Credit Enhancement Provider - Securitization transactions may include credit enhancement (designed to decrease the credit risk of the structure) provided by an independent third party in the form of letters of credit or guarantees.
日期 4:29PM PST
來源 US Federal Deposit Insurance Corporation http://www.fdic.gov/news/news/speeches/archives/2007/chairman/spapr1707.html
作者 Chinese Translation by Zanhsieh
其他版本 File:Borrowing Under a Securitization Structure.gif

授權條款

Public domain 我,此作品的版權所有人,釋出此作品至公共領域。此授權條款在全世界均適用。
這可能在某些國家不合法,如果是的話:
我授予任何人有權利使用此作品於任何用途,除受法律約束外,不受任何限制。

說明

添加單行說明來描述出檔案所代表的內容

在此檔案描寫的項目

描繪內容

image/svg+xml

010a1953a01e94ddb27e82f43d6324960a2ba368

斷定方法:​SHA-1 中文 (已轉換拼寫)

29,196 位元組

526 像素

606 像素

檔案歷史

點選日期/時間以檢視該時間的檔案版本。

日期/時間縮⁠圖尺寸使用者備⁠註
目前2009年2月3日 (二) 00:38於 2009年2月3日 (二) 00:38 版本的縮圖606 × 526(29 KB)Zanhsiehfix utf-8 format error caused by inkscape
2009年2月3日 (二) 00:30於 2009年2月3日 (二) 00:30 版本的縮圖606 × 526(27 KB)Zanhsieh{{Information |Description={{en|1=Borrowing Under a Securitization Structure Issuer - A bankruptcy-remote special purpose entity (SPE) formed to facilitate a securitization and to issue securities to investors. Lender - An entity that underwrites and fun

下列頁面有用到此檔案:

全域檔案使用狀況

以下其他 wiki 使用了這個檔案: